Truth score 85 out of 100, High truth signals. Customer satisfaction: mostly satisfied

85/ 100

Truth score

High truth signals

Customer satisfactionMostly satisfiedFrom independent reviews, weighed by their number

Trustpilot79,000 reviews4.6

SmartCustomer5 reviews · not counted1.3

Reviews.io5 reviews · not counted1.0

BBB1,222 complaints in three yearsA+

onemainfinancial.com

Unclaimed

Rating: 4.6 ⭐⭐⭐⭐⭐ on Trustpilot1.3 ⭐ on SmartCustomer1.0 ⭐ on Reviews.io
Reviews: 79,010 reviews
Years in business: 16 years
Address: 601 N.W. Second Street Evansville, IN 47708-1013
Email address: remodifications@onemainfinancial.com
Phone number: +1 800-290-7002
Contact page: Not found
Website: onemainfinancial.com

Personal Loans: Apply Online Quick - OneMain FinancialSometimes unexpected costs occur, so trust OneMain to provide personal loans for home improvement, debt consolidation, car purchases, & more.

Checked on 10 Oct 2026, 10:04

Is this your business? Get the code to show this score on your website

Claim this page to show the business controls onemainfinancial.com. Claim this page

<a href="https://truthsignal.com/business/onemainfinancial.com"
   title="See the full Truth Signal report on onemainfinancial.com">
  <img src="https://truthsignal.com/business/onemainfinancial.com/badge.svg"
       alt="Truth Signal truth score for onemainfinancial.com"
       width="210" height="56" style="border:0"
       loading="lazy" decoding="async">
</a>

Summary

Get Markdown

Is onemainfinancial.com legit and trustworthy? Truth score 85 out of 100, high truth signals: 7 of 10 public checks clear, 1 to be cautious about, 2 for information. Legitimacy confidence: high. Customer satisfaction: mostly satisfied.

We read 2 of its pages: about and terms. Its website address was registered 16 years ago, and is locked against transfer to someone else. It is on 5 social media platforms (Facebook, Instagram, LinkedIn, X and YouTube), with its largest audience of 36,555 followers on LinkedIn. Customers have left 79,000 reviews on Trustpilot, averaging 4.6 stars out of 5. Google Safe Browsing shows no malware or phishing warnings for its website. Be cautious: its 5 reviews on SmartCustomer average only 1.3 stars out of 5. Its 5 reviews on Reviews.io average only 1.0 stars out of 5.

Important context: Truth Signal weighs public evidence about this business. A high score means strong evidence that the business is established and legitimate, not a promise that every purchase will go well. A low score means the evidence is thin or raises concerns, not that the business is a scam.

Positives

We read 2 of its pages · about and terms.
Its website address was registered 16 years ago.
It is on 5 social media platforms (Facebook, Instagram, LinkedIn, X and YouTube); the largest audience is 36,555 followers on LinkedIn.
Excellent independent reputation · 79,000 reviews on Trustpilot, rated 4.6 stars out of 5.
Google Safe Browsing shows no malware or phishing warnings for its website.

Be cautious

A low number of independent reviews (5 on SmartCustomer), but it falls short with only 1.3 stars out of 5.
A low number of independent reviews (5 on Reviews.io), but it falls short with only 1.0 stars out of 5.

How to check if onemainfinancial.com is legit

1 be cautious · 7 clear · 2 for information

To check if onemainfinancial.com is legit yourself, look at the same public records we did: the company register, who owns the web address and since when, customer reviews, visitor numbers, how long the site has existed, social profiles, malware lists, data breaches and email security. Each row below shows what that record says about onemainfinancial.com; open a row to see the facts and the source to check them yourself. Step by step: how to know if a shopping site is legit.

Who they are

Company detailsBased in the US; serves the US · BBB rating A+For information

The Better Business Bureau rates it A+, and accredits it; 1,222 complaints closed in three years

Country

Where the company is based: US
Why we believe that: its phone number starts +1, its postcode is a US zip code, its Better Business Bureau profile is a US listing
Which countries the company serves: US
Why we believe that: $ prices on its homepage

Better Business Bureau

Better Business Bureau profile: Found
BBB rating: A+
BBB accredited: Yes
BBB complaints closed in three years: 1,222
BBB complaints closed in twelve months: 349
BBB customer reviews: 2,500
BBB business started: 1 Jan 1920
BBB file opened: 19 May 2017

SourcesBBB profile

Domain registrationIts website address was registered 16 years agoClear

Its website address is locked against being transferred to someone else

Domain age: 16 years
Domain transfer lock enabled: Yes

Website detailsWe read 2 of its pages: about and termsClear

Company contact email is available
Company contact phone number is available

Pages foundAbout Terms

HTTPS enabled: Yes
Contact email or contact form available: Email
Contact phone number found: +1 800-290-7002

What its pages say

Quoted word for word from onemainfinancial.com.

In their own words: “Our mission is to improve the financial well-being of hardworking Americans. OneMain Financial is the leader in offering nonprime customers responsible access to credit. We are committed to being the partner of choice and empowering our customers to reach a better financial future.” About page

SourcesHomepage About page Terms page

Reputation and track record

Customer reviewsRated 1.0 stars out of 5 from 5 reviews on Reviews.ioBe cautious

Rated 1.3 stars out of 5 from 5 reviews on SmartCustomer
Rated 4.6 stars out of 5 from 79,000 reviews on Trustpilot

Platform	Rating	Reviews
Trustpilot	4.6 out of 5	79,000
SmartCustomer	1.3 out of 5	5
G2	Not found
Capterra	Not found
Reviews.io	1.0 out of 5	5
Feefo	Not found

Independent review platforms: 1
Trustpilot rating: 4.6 out of 5
Trustpilot review count: 79,000

Visitor trafficReal people visited its website in 24 of the last 24 months (Google Chrome usage data)For information

Real people have visited its website since February 2021 or earlier
It is among the 100,000 most-visited sites on the internet (Cloudflare Radar)

Google Chrome usage data

Popularity among Chrome users: top 50,000 sites
First known user traffic: Feb 2021 or earlier
Months with real traffic, of the last 24: 24
Traffic pattern: sustained
Rank jump in the last 12 months: none
Rank drop in the last 12 months: none

Cloudflare Radar

Popularity across the internet: top 100,000 sites

Web history and authorityThe Internet Archive first saved a copy of its website 15 years agoClear

Website archive history: 15 years
Wikipedia page: no

Social presenceIt is on 5 social media platforms (Facebook, Instagram, LinkedIn, X and YouTube); the largest audience is 36,555 followers on LinkedInClear

Its YouTube channel has 5,170 subscribers and 117 videos, the latest uploaded 876 days ago

Platform	Profile	Audience
Facebook	Profile	Unknown
Instagram	Profile	Unknown
X	Profile	Unknown
LinkedIn	Profile	36,555 followers
YouTube	Profile	5,170 subscribers
TikTok	Not found

Social platforms with discovered profiles: facebook, instagram, linkedin, x, youtube
Social follower counts: 41,725 followers in total
YouTube channel: 117 videos, 5,170 subscribers, last upload 876 days ago

Safety

Malware and phishingGoogle Safe Browsing shows no malware or phishing warnings for its websiteClear