capitalontap.com

Website

capitalontap.com

Credit Cards Built for Small Businesses | Capital on TapWith the Capital on Tap business credit card, get up to £250k to grow your business. No joining or annual fees. Uncapped 1% cashback on all card spend.

UnclaimedChecked on 26 Oct 2026, 10:48

Own this business? See what is holding the score back.

Truth score

Truth score 89 out of 100, High truth signals. Customer satisfaction: no rating found yet

89/ 100

High truth signals

Top 10% of businesses we’ve checked

Business details

Category: Credit cards
Years in business: 14 years
Registered with: FCA, firm 625592 (Authorised - applied to cancel)Matched on the FCA register
Sells: Services
Sells to: Businesses
Kind of seller: Sells its own goods or services
Licensed trade: Financial services or credit
Domain age: 14 years
Address: 27 Old Gloucester Street, London, WC1N 3AX, United KingdomA registered agent's address, used as the legal address of many companies. It may not be where the business works.
Email address: contact@capitalontap.com
Phone number: +44 20 8962 7401
Contact page: capitalontap.com/en/company/contact-us/
Website: capitalontap.com
Social media

Customer reviews

SiteReviewsRating

Trustpilot18,651 reviews

Reviews.io5 reviews1.0

App Store31,109 ratings4.9

Total49,7654.9

Customer satisfactionNo rating found yetFrom independent reviews, weighed by their number

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Summary

Is capitalontap.com legit and trustworthy? Truth score 89 out of 100, high truth signals: 6 of 12 public checks clear, 1 to be cautious about, 2 not found, 3 for information. Legitimacy confidence: high. Customer satisfaction: no rating found yet.

capitalontap.com is run by New Wave Capital Limited, an active UK company registered at Companies House 14 years ago. Its website address was registered 14 years ago, and is locked against transfer to someone else. It has 18,651 reviews on Trustpilot. No malware or phishing warnings found for its website. Be cautious: its 5 reviews on Reviews.io average only 1.0 stars out of 5. We could not find an archive history for its website or social media profiles.

Important context: Truth Signal weighs public evidence about this business. A high score means strong evidence that the business is established and legitimate, not a promise that it is safe to buy from or that every purchase will go well. A low score means the evidence is thin or raises concerns, not that the business is unsafe or a scam.

Positives

An active UK company registered at Companies House, set up 14 years ago.
Its website address was registered 14 years ago.
18,651 reviews on Trustpilot.
No malware or phishing warnings found for its website.

Be cautious

A low number of independent reviews (5 on Reviews.io), but it falls short with only 1.0 stars out of 5.

Not found

Web history and authority information was not found from our checks.
Social presence information was not found from our checks.

Our technical team has been informed.

What they offer

With the Capital on Tap business credit card, get up to £250k to grow your business. No joining or annual fees. Uncapped 1% cashback on all card spend.

— New Wave Capital Limited, in their own words

Best for: “Make large purchases: Ideal for new equipment, large stock orders, or key supplier payments that exceed your limit.” Its homepage
What makes them different: “We were absolutely thrilled to release the first version of the Capital on Tap business credit card!” Its about page

What they sell

Products: Business Credit Card

Getting help

New Wave Capital Limited offers support and help through their help page, which can be found in the sources below.

Customer stories: Customer stories

SourcesIts homepage Its about page Contact Customer stories

How to check if capitalontap.com is legit

To check if capitalontap.com is legit yourself, look at the same public records we did: the company register, who owns the web address and since when, customer reviews, visitor numbers, how long the site has existed, social profiles, malware lists, data breaches and email security. Each row below shows what that record says about capitalontap.com; open a row to see the facts and the source to check them yourself. Step by step: how to know if a shopping site is legit.

Who they are

Company detailsAn active UK company registered at Companies House, set up 14 years ago

Its registered office at Companies House is 27 Old Gloucester Street, London, WC1N 3AX, United Kingdom
Its latest accounts at Companies House run to 31 March 2025
Its directors and owners are named at Companies House
It has filed at Companies House regularly for the last five years, with no gap longer than 15 months

Country

Where the company is based: UK
Why we believe that: it is registered at Companies House as NEW WAVE CAPITAL LIMITED
Which countries the company serves: UK, US
Why we believe that: £ prices on its homepage, it publishes pages for 2 countries (hreflang)

Registration

Companies House registration: Registered as NEW WAVE CAPITAL LIMITED
VAT number: Not found

Companies House register

Company found in official company register: Yes
Registered company name: NEW WAVE CAPITAL LIMITED
Company status: active
Company age: 14 years
Registered address: 27 Old Gloucester Street, London, WC1N 3AX, United Kingdom
Accounts overdue: No
Confirmation statement overdue: No
Insolvency history: No
Registered office in dispute: No
Filing history consistent: Yes
Registered to do: 64999 Financial intermediation not elsewhere classified
Company type: Private limited company

Size and borrowing

Accounts filed: Group accountsAccounts for a parent company and the companies it owns.
Secured loans (charges): 0No secured loans outstanding at Companies House.

SourcesCompanies House

Official registersOn the FCA register as firm 625592, authorised - applied to cancel. Matched on its website.

FCA firm: FCA, firm 625592 (Authorised - applied to cancel)

Domain registrationIts website address was registered 14 years ago

Its website address is locked against being transferred to someone else

Domain age: 14 years
Domain transfer lock enabled: Yes

Website detailsWe read 4 of its pages: contact, about, terms and privacy

Company contact email is available
Company contact phone number is available

HTTPS enabled: Yes
Contact phone number found: +44 20 8962 7401
Contact page found: Contact page
Sources agreeing on postcode: 1

What its pages say

Quoted word for word from capitalontap.com.

Ways to contact them: “Contact our Payment Support team by WhatsApp (Mon - Fri 8am - midnight) on +44 7860 028 331 or call us on 020 8962 7405 (Mon - Fri 8am - midnight).” Contact page
Phone support: “Contact our Payment Support team by WhatsApp (Mon - Fri 8am - midnight) on +44 7860 028 331 or call us on 020 8962 7405 (Mon - Fri 8am - midnight).” Contact page
In their own words: “Running a business is hard, we make it easier. At Capital on Tap, our mission is to make running a small business as easy as possible. We understand that the day-to-day operations of a business can be challenging, which is why we've developed tools and resources that empower business owners to streamline their operations, access fast funding, and earn rewards.” About page
Who you're buying from: “New Wave Capital Limited (trading as Capital on Tap) is a private limited company incorporated in England and Wales under registered number 07959823 which has its registered office at 27 Old Gloucester Street, London, England, WC1N 3AX.” Terms page

SourcesHomepage Terms page About page Contact page Terms of use Privacy page

Reputation and track record

Customer reviews18,651 reviews on Trustpilot

Platform	Rating	Reviews
Trustpilot	Unknown	18,651
SmartCustomer	Not found
G2	Not found
Capterra	Not found
Reviews.io	1.0 out of 5	5
Feefo	Not found
Trustindex	Not found
Google	Not checked

App StoreIts app, Capital on Tap, is on Apple's App Store, rated 4.9 out of 5 from 31,109 ratings, counted in the reviews total.

App: Capital on Tap
App Store page: https://apps.apple.com/gb/app/capital-on-tap/id1398201114
App Store rating: 4.9 out of 5
App Store ratings: 31,109

Visitor trafficReal people visited its website in 24 of the last 24 months

Real people have visited its website since February 2021 or earlier
It is among the 200,000 most-visited sites on the internet (Cloudflare Radar)

Monthly visitor data

Popularity among Chrome users: top 500,000 sites
First known user traffic: Feb 2021 or earlier
Months with real traffic, of the last 24: 24
Traffic pattern: sustained
Rank jump in the last 12 months: none
Rank drop in the last 12 months: none

Cloudflare Radar

Popularity across the internet: top 200,000 sites

Web history and authoritynothing known

nothing recorded

Social presenceIts website links to its profiles on Facebook, Instagram, LinkedIn and X

Platform	Profile	Audience
Facebook	Profile	Unknown
Instagram	Profile	Unknown
X	Profile	Unknown
LinkedIn	Profile	Unknown
YouTube	Not checked
TikTok	Not checked

What data this site collects about you

What its privacy policy saysWe found this business stores and uses your data

May send your data to other countries.: “For UK customers the processing of any information outside the UK will comply with UK data protection laws or equivalent.”
May check your details with credit or fraud-prevention agencies.: “A record of any fraud or money laundering risk will be retained by the fraud prevention agencies and may result in others refusing to provide services, financing or employment to you.”
May make automated decisions or build a profile about you.: “However, in some circumstances, automated decisions are not appropriate.”
Says how long it keeps your data.: “When you apply for our credit card or a savings account and do not complete your application, we may store the information you have provided for up to 12 months.”
Says you can ask it to delete your data.: “You have the right to request the deletion of your personal data.”
Has a data protection officer you can contact.: “If you would like to access your personal information, or to exercise any of your data rights, you can contact our Data Protection Officer by email to [email protected] .”privacy@capitalontap.com

SourceIts privacy policy

Tracking tools on its homepageGoogle Tag Manager

Named in its homepage's code when we read it. Others may load later, so this list may not be complete.

Google Tag Manager: Loads other tracking tools, which may not be listed here.

Uses CookieYes to ask which cookies you allow.

Safety

Malware and phishingNo malware or phishing warnings found for its websiteThis check is not perfect: it can miss a harmful site, and it can wrongly warn about a safe one.