# New Wave Capital Limited (capitalontap.com)

Is capitalontap.com legit and trustworthy? Truth score 89 out of 100, high truth signals: 6 of 12 public checks clear, 1 to be cautious about, 2 not found, 3 for information. Legitimacy confidence: high. Customer satisfaction: no rating found yet.

- Truth score: 89 out of 100
- Legitimacy confidence: high
- Claimed: no
- Assessed: 2026-10-26

## Business details

- Category: Credit cards
- Years in business: 14 years
- Registered with: FCA, firm 625592 (Authorised - applied to cancel) (Matched on the FCA register)
- Sells: Services
- Sells to: Businesses
- Kind of seller: Sells its own goods or services
- Licensed trade: Financial services or credit
- Domain age: 14 years
- Address: 27 Old Gloucester Street, London, WC1N 3AX, United Kingdom (A registered agent's address, used as the legal address of many companies. It may not be where the business works.)
- Email address: contact@capitalontap.com
- Phone number: +44 20 8962 7401
- Contact page: https://capitalontap.com/en/company/contact-us/
- Website: https://capitalontap.com/
- Social media: Facebook https://www.facebook.com/CapitalOnTap/, Instagram https://www.instagram.com/capitalontap/, X https://twitter.com/CapitalOnTap/, LinkedIn https://www.linkedin.com/company/capital-on-tap/
- Registered to do: 64999 Financial intermediation not elsewhere classified

## Summary

capitalontap.com is run by New Wave Capital Limited, an active UK company registered at Companies House 14 years ago. Its website address was registered 14 years ago, and is locked against transfer to someone else. It has 18,651 reviews on Trustpilot. No malware or phishing warnings found for its website. Be cautious: its 5 reviews on Reviews.io average only 1.0 stars out of 5. We could not find an archive history for its website or social media profiles.

Important context: Truth Signal weighs public evidence about this business. A high score means strong evidence that the business is established and legitimate, not a promise that it is safe to buy from or that every purchase will go well. A low score means the evidence is thin or raises concerns, not that the business is unsafe or a scam.

## Positives

- An active UK company registered at Companies House, set up 14 years ago (source: companies_house)
- Its website address was registered 14 years ago (source: rdap)
- 18,651 reviews on Trustpilot (source: reviews)
- No malware or phishing warnings found for its website (source: safe_browsing)

## Be cautious

- A low number of independent reviews (5 on Reviews.io), but it falls short with only 1.0 stars out of 5 (source: reviews)

## Not found

- Web history and authority information was not found from our checks. (source: wayback)
- Social presence information was not found from our checks. (source: social)

## How to check if capitalontap.com is legit

To check if capitalontap.com is legit yourself, look at the same public records we did: the company register, who owns the web address and since when, customer reviews, visitor numbers, how long the site has existed, social profiles, malware lists, data breaches and email security. Each row below shows what that record says about capitalontap.com; open a row to see the facts and the source to check them yourself. Step by step: [how to know if a shopping site is legit](/guides/how-to-know-if-a-shopping-site-is-legit).

- Who they are: Company details: An active UK company registered at Companies House, set up 14 years ago (Clear)
- Who they are: Official registers: On the FCA register as firm 625592, authorised - applied to cancel. Matched on its website. (For information)
- Who they are: Domain registration: Its website address was registered 14 years ago (Clear)
- Who they are: Website details: We read 4 of its pages: contact, about, terms and privacy (Clear). Pages found: contact (https://capitalontap.com/en/company/contact-us/), about (https://capitalontap.com/en/company/about/), terms (https://capitalontap.com/en/legal/), privacy (https://capitalontap.com/en/legal/privacy-policy/)
- Reputation and track record: Customer reviews: 18,651 reviews on Trustpilot (Be cautious)
- Reputation and track record: App Store: Its app, Capital on Tap, is on Apple's App Store, rated 4.9 out of 5 from 31,109 ratings, counted in the reviews total. (For information)
- Reputation and track record: Visitor traffic: Real people visited its website in 24 of the last 24 months (For information)
- Reputation and track record: Web history and authority: nothing known (Not found)
- Reputation and track record: Social presence: Its website links to its profiles on Facebook, Instagram, LinkedIn and X (Not found)
- Safety: Malware and phishing: No malware or phishing warnings found for its website (Clear). This check is not perfect: it can miss a harmful site, and it can wrongly warn about a safe one.
- Safety: Data breach history: No known data breach involving the company (Clear)
- Safety: Domain and email security: Its email is protected: mail forged in its name goes to spam (Clear)

## What its pages say

Quoted word for word from capitalontap.com's own pages.

- Ways to contact them: “Contact our Payment Support team by WhatsApp (Mon - Fri 8am - midnight) on +44 7860 028 331 or call us on 020 8962 7405 (Mon - Fri 8am - midnight).” (https://www.capitalontap.com/en/company/contact-us/)
- Phone support: “Contact our Payment Support team by WhatsApp (Mon - Fri 8am - midnight) on +44 7860 028 331 or call us on 020 8962 7405 (Mon - Fri 8am - midnight).” (https://www.capitalontap.com/en/company/contact-us/)
- In their own words: “Running a business is hard, we make it easier. At Capital on Tap, our mission is to make running a small business as easy as possible. We understand that the day-to-day operations of a business can be challenging, which is why we've developed tools and resources that empower business owners to streamline their operations, access fast funding, and earn rewards.” (https://www.capitalontap.com/en/company/about/)
- Who you're buying from: “New Wave Capital Limited (trading as Capital on Tap) is a private limited company incorporated in England and Wales under registered number 07959823 which has its registered office at 27 Old Gloucester Street, London, England, WC1N 3AX.” (https://www.capitalontap.com/en/legal/)

## Could not be checked this time

- social, bbb

## Cite

Truth Signal, New Wave Capital Limited: truth score 89 out of 100, legitimacy confidence High, assessed 2026-10-26, https://truthsignal.com/business/capitalontap.com. Licence CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). The same report as JSON: send Accept: application/json to https://truthsignal.com/business/capitalontap.com