smartcredit.com

Website

smartcredit.com

Credit Scores and Reports with Monitoring | SmartCreditGet on top of your Credit Scores and Reports & take action directly with your creditors through our patented online system. Start a free trial today!

youtube.com

What Is Your Best Credit Practice?The latest video on its YouTube channel

UnclaimedChecked on 26 Oct 2026, 13:38

Own this business? See what is holding the score back.

Truth score

Truth score 80 out of 100, High truth signals. Customer satisfaction: mostly satisfied

80/ 100

High truth signals

Business details

Category: Credit reports and scores
Sells: Subscription or membership
Sells to: The public
Licensed trade: Financial services or credit
Domain age: 18 years
Address: 2983 Michelson Dr., Irvine, CA USA
Email address: Not found
Phone number: +1 877-372-3895
Contact page: smartcredit.com/help/contact-us/
Website: smartcredit.com
Social media

Customer reviews

SiteReviewsRating

SmartCustomer157 reviews4.3

Total1574.3

Customer satisfactionMostly satisfiedFrom independent reviews, weighed by their number

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Summary

Is smartcredit.com legit and trustworthy? Truth score 80 out of 100, high truth signals: 8 of 10 public checks clear, 2 for information. Legitimacy confidence: high. Customer satisfaction: mostly satisfied.

smartcredit.com's website address was registered 18 years ago, and is locked against transfer to someone else. It has a review page on Trustpilot. Customers have left 157 reviews on SmartCustomer, averaging 4.3 stars out of 5. No malware or phishing warnings found for its website. We could not find an email address.

Important context: Truth Signal weighs public evidence about this business. A high score means strong evidence that the business is established and legitimate, not a promise that it is safe to buy from or that every purchase will go well. A low score means the evidence is thin or raises concerns, not that the business is unsafe or a scam.

Positives

Its website address was registered 18 years ago.
It has a review page on Trustpilot.
Good independent reputation · 157 reviews on SmartCustomer, rated 4.3 stars out of 5.
No malware or phishing warnings found for its website.

Not found

Email address information was not found from our checks.

What they offer

Get on top of your Credit Scores and Reports & take action directly with your creditors through our patented online system. Start a free trial today!

— Smartcredit, in their own words

Where to find them

Places: Irvine
Opening hours: Mo 0700-1700 Tu 0700-1700 We 0700-1700 Th 0700-1700 Fr 0700-1700

Getting help

Smartcredit offers support and help through their help page, which can be found in the sources below.

SourcesIts homepage FAQ

Latest YouTube video

Correct as of 26 Oct 2026, 13:38

How to check if smartcredit.com is legit

To check if smartcredit.com is legit yourself, look at the same public records we did: the company register, who owns the web address and since when, customer reviews, visitor numbers, how long the site has existed, social profiles, malware lists, data breaches and email security. Each row below shows what that record says about smartcredit.com; open a row to see the facts and the source to check them yourself. Step by step: how to know if a shopping site is legit.

Who they are

Company detailsBased in the US; serves the US

Country

Where the company is based: US
Why we believe that: its phone number starts +1, its postcode is a US zip code
Which countries the company serves: US
Why we believe that: $ prices on its homepage

Domain registrationIts website address was registered 18 years ago

Its website address is locked against being transferred to someone else

Domain age: 18 years
Domain transfer lock enabled: Yes

Website detailsWe read 4 of its pages: contact, about, terms and privacy

Company contact phone number is available

HTTPS enabled: Yes
Contact phone number found: +1 877-372-3895
Contact page found: Contact page

What its pages say

Quoted word for word from smartcredit.com.

In their own words: “If your credit score had a superpower, it’d be the key to unlocking life’s biggest milestones. But it wasn’t that long ago that people couldn’t even see their score. Since 2003, we’ve been giving Americans an easier way to unlock their full financial potential.” About page

SourcesHomepage About page Contact page Terms page Privacy page Service agreement

Reputation and track record

Customer reviewsIt has a review page on Trustpilot

Platform	Rating	Reviews
Trustpilot	Unknown	Unknown
SmartCustomer	4.3 out of 5	157
G2	Not found
Capterra	Not found
Reviews.io	Not found
Feefo	Not found
Trustindex	Not found
Google	Not checked

Visitor trafficReal people visited its website in 24 of the last 24 months

Real people have visited its website since February 2021 or earlier

Monthly visitor data

Popularity among Chrome users: top 500,000 sites
First known user traffic: Feb 2021 or earlier
Months with real traffic, of the last 24: 24
Traffic pattern: sustained
Rank jump in the last 12 months: none
Rank drop in the last 12 months: top 50,000 to top 500,000 by 2026-08

Web history and authorityThe Internet Archive first saved a copy of its website 24 years ago

Website archive history: 24 years

SourcesFirst archived copy

Social presenceIt is on 5 social media platforms (Facebook, Instagram, TikTok, X and YouTube); the largest audience is 25,000 followers on Instagram

Its YouTube channel has 1,610 subscribers and 61 videos, the latest uploaded on 15 Sep 2026

Platform	Profile	Audience
Facebook	Profile	10,287 followers
Instagram	Profile	25,000 followers
X	Profile	1,035 followers
LinkedIn	Not found
YouTube	Profile	1,610 subscribers
TikTok	Profile	287 followers

Social platforms with discovered profiles: facebook, instagram, tiktok, x, youtube
Social follower counts: 38,219 followers in total
YouTube channel: 61 videos, 1,610 subscribers, last upload 15 Sep 2026

Safety

Malware and phishingNo malware or phishing warnings found for its websiteThis check is not perfect: it can miss a harmful site, and it can wrongly warn about a safe one.