scratchpay.com
Website
Scratchpay: Simple & friendly, payment plans for medical financingScratchpay offers 12–24 month plans for amounts between $200–$10,000, with no hidden fees. See your options instantly—without affecting your credit score.
Scratchpay: Simple & friendly, payment plans for medical financingScratchpay offers 12–24 month plans for amounts between $200–$10,000, with no hidden fees. See your options instantly—without affecting your credit score.
Own this business? See what is holding the score back.
Truth score
Business details
- Category
- Buy now pay later
- Sells
- Services
- Sells to
- The public and businesses
- Kind of seller
- Sells its own goods or services
- Licensed trade
- Financial services or credit
- Domain age
- 13 years
- Address
- 225 S. Lake Avenue, Suite 250, Pasadena, CA 91101
- Email address
- support
@scratchpay.com - Phone number
- +1 855-727-2395
- Contact page
- scratchpay.com/
contact - Website
- scratchpay.com
- Social media
Customer reviews
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<a href="https://truthsignal.com/business/scratchpay.com"
title="See the full Truth Signal report on scratchpay.com">
<img src="https://truthsignal.com/business/scratchpay.com/badge.svg"
alt="Truth Signal truth score for scratchpay.com"
width="210" height="56" style="border:0"
loading="lazy" decoding="async">
</a>Summary
Is scratchpay.com legit and trustworthy? Truth score 79 out of 100, high truth signals: 7 of 10 public checks clear, 1 not found, 2 for information. Legitimacy confidence: high. Customer satisfaction: mostly satisfied.
scratchpay.com's website address was registered 13 years ago, and is locked against transfer to someone else. It is on 4 social media platforms (Facebook, Instagram, LinkedIn and X), with its largest audience of 3,299 followers on Facebook. Customers have left 2,099 reviews on Trustpilot, averaging 4.0 stars out of 5. No malware or phishing warnings found for its website. We could not find an archive history for its website.
Important context: Truth Signal weighs public evidence about this business. A high score means strong evidence that the business is established and legitimate, not a promise that it is safe to buy from or that every purchase will go well. A low score means the evidence is thin or raises concerns, not that the business is unsafe or a scam.
Positives
- Its website address was registered 13 years ago.
- It is on 4 social media platforms (Facebook, Instagram, LinkedIn and X); the largest audience is 3,299 followers on Facebook.
- Great independent reputation · 2,099 reviews on Trustpilot, rated 4.0 stars out of 5.
- No malware or phishing warnings found for its website.
Not found
- Web history and authority information was not found from our checks.
What they offer
Scratchpay offers 12–24 month plans for amounts between $200–$10,000, with no hidden fees. See your options instantly—without affecting your credit score.
Scratchpay offers support and help through their help page, which can be found in the sources below.
How to check if scratchpay.com is legit
To check if scratchpay.com is legit yourself, look at the same public records we did: the company register, who owns the web address and since when, customer reviews, visitor numbers, how long the site has existed, social profiles, malware lists, data breaches and email security. Each row below shows what that record says about scratchpay.com; open a row to see the facts and the source to check them yourself. Step by step: how to know if a shopping site is legit.
Who they are
Company detailsBased in the US; serves the US
- Where the company is based
- US
- Why we believe that
- the site's structured data states its country, its terms are governed by the laws of United States, its phone number starts +1, its postcode is a US zip code
- Which countries the company serves
- US
- Why we believe that
- $ prices on its homepage
Domain registrationIts website address was registered 13 years ago
- Its website address is locked against being transferred to someone else
- Domain age
- 13 years
- Domain transfer lock enabled
- Yes
Website detailsWe read 4 of its pages: contact, about, terms and privacy
- Company contact email is available
- Company contact phone number is available
- HTTPS enabled
- Yes
- Contact phone number found
- +1 855-727-2395
- Contact page found
- Contact page
Quoted word for word from scratchpay.com.
- In their own words
- “The Scratch story began with a lesson in limited options available to pet owners facing an unexpected vet bill. An abandoned kitten inspired a next-generation lending platform. When one of our founders rescued an abandoned kitten from a Los Angeles dumpster, he and his wife were immediately faced with the hefty cost of unplanned veterinary bills.” About page
Reputation and track record
Customer reviewsRated 4.0 stars out of 5 from 2,099 reviews on Trustpilot
| Platform | Rating | Reviews |
|---|---|---|
| Trustpilot | 4 out of 5 | 2,099 |
| SmartCustomer | Not found | |
| G2 | Not found | |
| Capterra | Not found | |
| Reviews.io | Not found | |
| Feefo | Not found | |
| Trustindex | Not found | |
| Not checked |
Visitor trafficReal people visited its website in 24 of the last 24 months
- Real people have visited its website since February 2021 or earlier
- Popularity among Chrome users
- top 500,000 sites
- First known user traffic
- Feb 2021 or earlier
- Months with real traffic, of the last 24
- 24
- Traffic pattern
- sustained
- Rank jump in the last 12 months
- none
- Rank drop in the last 12 months
- none
Web history and authoritynothing known
nothing recorded
Social presenceIt is on 4 social media platforms (Facebook, Instagram, LinkedIn and X); the largest audience is 3,299 followers on Facebook
What data this site collects about you
Tracking tools on its homepageGoogle Analytics and Google Tag Manager
Named in its homepage's code when we read it. Others may load later, so this list may not be complete.
- Google Analytics
- Counts your visits and what you look at.
- Google Tag Manager
- Loads other tracking tools, which may not be listed here.
Uses Osano to ask which cookies you allow.
Safety
Malware and phishingNo malware or phishing warnings found for its websiteThis check is not perfect: it can miss a harmful site, and it can wrongly warn about a safe one.
- Malware or phishing threat status
- None
Data breach historyNo known data breach involving the company
- Known data breaches found
- 0
Domain and email securityIts email is protected: mail forged in its name is blocked
- MX records
- Yes
- SPF record
- Yes
- DKIM key
- Yes
- DMARC record
- Yes
- DMARC policy
- reject
- Security certificate browsers warn about
- No
- Certificate issuer
- Google Trust Services
- Certificate type
- DV
- Certificate expires
- 19 Jan 2027
- Nameservers
- adrian.ns.cloudflare.com
brad.ns.cloudflare.com - Address
- 172.66.162.157
104.20.18.198
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