# Upgrade (upgrade.com)

Is upgrade.com legit and trustworthy? Truth score 88 out of 100, high truth signals: 8 of 10 public checks clear, 2 for information. Legitimacy confidence: high. Customer satisfaction: mostly satisfied.

- Truth score: 88 out of 100
- Legitimacy confidence: high
- Customer satisfaction: mostly satisfied, from Trustpilot 4.0 · 60,366 reviews
- Claimed: no
- Assessed: 2026-10-18

## Summary

We read its about page. Its website address was registered 32 years ago, and is locked against transfer to someone else. It is on 5 social media platforms (Facebook, Instagram, LinkedIn, X and YouTube), with its largest audience of 1,823 followers on Facebook. Customers have left 60,366 reviews on Trustpilot, averaging 4.0 stars out of 5. Google Safe Browsing shows no malware or phishing warnings for its website.

Important context: Truth Signal weighs public evidence about this business. A high score means strong evidence that the business is established and legitimate, not a promise that it is safe to buy from or that every purchase will go well. A low score means the evidence is thin or raises concerns, not that the business is unsafe or a scam.

Final check: address, country, policy contact, policy privacy, state read in a second reading of the site's own pages, each with a quote from the page, where our code found nothing.

## Positives

- We read its about page (source: website)
- Its website address was registered 32 years ago (source: rdap)
- It is on 5 social media platforms (Facebook, Instagram, LinkedIn, X and YouTube); the largest audience is 1,823 followers on Facebook (source: social)
- Excellent independent reputation: 60,366 reviews on Trustpilot, rated 4.0 stars out of 5 (source: reviews)
- Google Safe Browsing shows no malware or phishing warnings for its website (source: safe_browsing)

## How to check if upgrade.com is legit

To check if upgrade.com is legit yourself, look at the same public records we did: the company register, who owns the web address and since when, customer reviews, visitor numbers, how long the site has existed, social profiles, malware lists, data breaches and email security. Each row below shows what that record says about upgrade.com; open a row to see the facts and the source to check them yourself. Step by step: [how to know if a shopping site is legit](/guides/how-to-know-if-a-shopping-site-is-legit).

- Who they are: Company details: Based in the US; serves the US; founded in 2014 (Wikipedia) (For information)
- Who they are: Domain registration: Its website address was registered 32 years ago (Clear)
- Who they are: Website details: We read its about page (Clear). Pages found: about (https://upgrade.com/about/)
- Reputation and track record: Customer reviews: Rated 4.0 stars out of 5 from 60,366 reviews on Trustpilot (Clear)
- Reputation and track record: Visitor traffic: Real people visited its website in 24 of the last 24 months (Google Chrome usage data) (For information)
- Reputation and track record: Web history and authority: The Internet Archive first saved a copy of its website 27 years ago (Clear)
- Reputation and track record: Social presence: It is on 5 social media platforms (Facebook, Instagram, LinkedIn, X and YouTube); the largest audience is 1,823 followers on Facebook (Clear)
- Safety: Malware and phishing: Google Safe Browsing shows no malware or phishing warnings for its website (Clear)
- Safety: Data breach history: No known data breach involving the company (Clear)
- Safety: Domain and email security: Its email is protected: mail forged in its name is blocked (Clear)

## What its pages say

Quoted word for word from upgrade.com's own pages.

- In their own words: “Upgrade helps you make smart financial decisions so that you can reach your goals - like buying an e-bike, fixing the roof, or finally paying off that new fridge - all without getting trapped by endless revolving credit card debt or sidetracked by sneaky banking fees. In just the last nine years, we’ve made over $50 billion of credit available to our customers. Millions of families use an Upgrade card , personal loan or deposit account.” (https://www.upgrade.com/about/)

## Cite

Truth Signal, Upgrade: truth score 88 out of 100, legitimacy confidence High, assessed 2026-10-18, https://truthsignal.com/business/upgrade.com. Licence CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/). The same report as JSON: send Accept: application/json to https://truthsignal.com/business/upgrade.com