{"domain":"ottoinsurance.com","kind":"business","slug":null,"name":"Otto Insurance","jurisdiction":null,"company_number":null,"assessed_at":"2026-10-10T04:03:13.770805+00:00","checked_at":"2026-10-10T04:03:13.454279+00:00","checking":false,"collection":[{"source":"bbb","last_attempt_at":"2026-10-02T15:54:48.005423+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-02T15:54:48.005423+00:00","deferred":false},{"source":"crux","last_attempt_at":"2026-10-02T15:54:46.317144+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-02T15:54:46.317144+00:00","deferred":false},{"source":"dns","last_attempt_at":"2026-10-02T15:54:46.779015+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-02T15:54:46.779015+00:00","deferred":false},{"source":"final_check","last_attempt_at":"2026-10-10T04:03:13.454279+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-10T04:03:13.454279+00:00","deferred":false},{"source":"hibp","last_attempt_at":"2026-10-02T15:54:46.585622+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-02T15:54:46.585622+00:00","deferred":false},{"source":"homepage","last_attempt_at":"2026-10-02T15:54:47.276981+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-02T15:54:47.276981+00:00","deferred":false},{"source":"ico","last_attempt_at":"2026-10-02T15:54:46.316437+00:00","last_attempt_ok":false,"last_attempt_error":null,"last_success_at":null,"deferred":false},{"source":"radar","last_attempt_at":"2026-10-02T15:54:46.750234+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-02T15:54:46.750234+00:00","deferred":false},{"source":"rdap","last_attempt_at":"2026-10-02T15:54:46.486210+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-02T15:54:46.486210+00:00","deferred":false},{"source":"registry","last_attempt_at":"2026-10-02T15:54:47.636061+00:00","last_attempt_ok":false,"last_attempt_error":null,"last_success_at":null,"deferred":false},{"source":"reviews","last_attempt_at":"2026-10-02T15:54:47.312372+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-02T15:54:47.312372+00:00","deferred":false},{"source":"safe_browsing","last_attempt_at":"2026-10-02T15:54:46.452505+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-02T15:54:46.452505+00:00","deferred":false},{"source":"social","last_attempt_at":"2026-10-02T15:54:48.048983+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-02T15:54:48.048983+00:00","deferred":false},{"source":"wayback","last_attempt_at":"2026-10-03T15:55:02.864818+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-03T15:55:02.864818+00:00","deferred":false},{"source":"website","last_attempt_at":"2026-10-10T04:03:09.899341+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-10T04:03:09.899341+00:00","deferred":false},{"source":"wikipedia","last_attempt_at":"2026-10-02T15:54:47.234862+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-02T15:54:47.234862+00:00","deferred":false}],"purchase_confidence":"MEDIUM","truth_score":54,"warning":null,"customer_satisfaction":{"answer":0.09,"word":"mostly dissatisfied","reviews":[{"platform":"Trustpilot","rating":1.5,"reviews":70}]},"judgement":{"model":null,"reason":null,"answers":{"purchase_safety":0.55,"business_legitimacy":0.56,"established_history":0.9,"identity_consistency":0.52,"independent_reputation":0.35,"real_customer_evidence":0.37},"warning_fact":null,"warning_effect":null,"enough_evidence":0.67,"customer_satisfaction":0.09},"points":{"dns":[{"label":"MX records","value":true},{"label":"SPF record","value":true},{"label":"DKIM key","value":true},{"label":"DMARC record","value":null},{"label":"DMARC policy","value":null},{"label":"Nameservers","value":"ns-1480.awsdns-57.org, ns-1695.awsdns-19.co.uk, ns-324.awsdns-40.com, ns-954.awsdns-55.net"},{"label":"Address","value":"32.190.187.123, 52.34.118.144"},{"label":"Certificate issuer","value":"Sectigo Limited"},{"label":"Certificate type","value":"DV"},{"label":"Certificate expires","value":"2027-02-01"}],"crux":[{"label":"Popularity among Chrome users","value":null},{"label":"First known user traffic","value":null},{"label":"Months with real traffic, of the last 24","value":null},{"label":"Traffic pattern","value":null},{"label":"Rank jump in the last 12 months","value":null},{"label":"Rank drop in the last 12 months","value":null}],"hibp":[{"label":"Known data breaches found","value":0}],"rdap":[{"label":"Domain age","value":"20 years"},{"label":"Domain transfer lock enabled","value":true}],"social":[{"label":"Social platforms with discovered profiles","value":["facebook","linkedin","x","youtube"]},{"label":"Facebook page","value":true},{"label":"Instagram page","value":null},{"label":"TikTok page","value":null},{"label":"YouTube page","value":true},{"label":"LinkedIn page","value":true},{"label":"X page","value":true},{"label":"Social follower counts","value":{"total":129459}},{"label":"YouTube channel","value":{"videos":827,"subscribers":123000,"last_upload":"2026-09-30"}}],"reviews":[{"label":"Independent review platforms","value":1},{"label":"Trustpilot rating","value":1.5},{"label":"Trustpilot review count","value":70}],"wayback":[{"label":"Website archive history","value":"15 years"},{"label":"Wikipedia page","value":"no"}],"website":[{"label":"HTTPS enabled","value":true},{"label":"Contact email or contact form available","value":true},{"label":"Contact phone number found","value":true},{"label":"Terms page found","value":true},{"label":"Contact page found","value":true},{"label":"Privacy page found","value":true},{"label":"Returns page found","value":null},{"label":"Shipping page found","value":null},{"label":"Sources agreeing on postcode","value":null}],"registry":[{"label":"Company found in official company register","value":null},{"label":"Registered company name","value":null},{"label":"Company status","value":null},{"label":"Company status detail","value":null},{"label":"Company age","value":null},{"label":"Registered address","value":null},{"label":"Accounts overdue","value":null},{"label":"Confirmation statement overdue","value":null},{"label":"Insolvency history","value":null},{"label":"Registered office in dispute","value":null},{"label":"Filing history consistent","value":null},{"label":"Whether registered company activity matches the website","value":null},{"label":"ICO data-protection fee payer","value":null},{"label":"Better Business Bureau profile","value":"Not found"},{"label":"Companies House registration","value":"N/A, not a UK company"},{"label":"Data protection registration (ICO)","value":"N/A, not a UK company"},{"label":"VAT number","value":"N/A"},{"label":"Where the company is based","value":"US"},{"label":"Why we believe that","value":["its terms are governed by the laws of United States","its phone number starts +1","its postcode is a US zip code"]},{"label":"Which countries the company serves","value":["US"]},{"label":"Why we believe that","value":["$ prices on its homepage"]}],"wikipedia":[{"label":"Wikipedia page about the company","value":null},{"label":"Founding year and place as the encyclopaedia states it","value":null},{"label":"Headcount as the encyclopaedia states it, with its year","value":null},{"label":"Revenue as the encyclopaedia states it, with its year","value":null},{"label":"Parent company","value":null}],"safe_browsing":[{"label":"Malware or phishing threat status","value":[]}]},"links":{"website":[{"label":"homepage","url":"https://ottoinsurance.com/"},{"label":"terms","url":"https://ottoinsurance.com/terms"},{"label":"about.html","url":"https://ottoinsurance.com/about.html"},{"label":"privacypolicy.html","url":"https://ottoinsurance.com/privacypolicy.html"}],"social":[{"label":"facebook","url":"https://www.facebook.com/Ott0Insurance","followers":null,"metric":null,"via":"site"},{"label":"instagram","url":null,"followers":null,"metric":null,"via":null},{"label":"x","url":"https://twitter.com/OttoInsurance","followers":66,"metric":"followers","via":"site"},{"label":"linkedin","url":"https://www.linkedin.com/company/otto-quotes","followers":6393,"metric":"followers","via":"search"},{"label":"youtube","url":"https://www.youtube.com/channel/UCLpu8tUqooCqvwyC2FgQraQ","followers":123000,"metric":"subscribers","via":"site"},{"label":"tiktok","url":null,"followers":null,"metric":null,"via":null}],"reviews":[{"label":"Trustpilot","url":"https://www.trustpilot.com/review/ottoinsurance.com"}]},"summary":{"icon":"https://ottoinsurance.com/assets/png/Otto_Favicon.png","logo":null,"based":"US","email":"requesttodelete@ottoinsurance.com","image":"https://ottoinsurance.com/assets/png/homepage_og_image.png","phone":"+1 800-439-6886","title":"Save on Auto, Home, and Pet Insurance: Get Affordable Protection for Your Loved Ones and Possessions","years":"20 years","rating":1.5,"serves":["US"],"address":"1111 Lincoln Road, Suite 657, Miami Beach, FL 33139","reviews":70,"contact_url":null,"description":"Get the best deals on auto, home, and pet insurance. Learn how to save money on your insurance policies and get the coverage you need for your loved ones and possessions. Compare quotes, understand coverage options, and find the best insurance for your needs.","final_check":["policy_contact","state"],"address_note":null,"contact_form":null,"reviews_source":"Trustpilot","reviews_total":70},"pages":{"about":"https://ottoinsurance.com/about.html","terms":"https://ottoinsurance.com/terms","privacy":"https://ottoinsurance.com/privacypolicy.html"},"answers":[{"url":"https://ottoinsurance.com/about.html","kind":"about","quote":"Welcome to OTTO, your trusted partner in navigating the world of insurance. Our mission is simple: to provide you with the tools and resources you need to make smart insurance decisions and secure your future. We will always prioritize your savings, security, and efficiency.","question":"In their own words"}],"reviews":[{"url":"https://www.trustpilot.com/review/ottoinsurance.com","found":true,"label":"Trustpilot","rating":1.5,"source":"reviews","reviews":70},{"url":null,"found":false,"label":"SmartCustomer","rating":null,"source":"reviews","reviews":null},{"url":null,"found":false,"label":"G2","rating":null,"source":"reviews","reviews":null},{"url":null,"found":false,"label":"Capterra","rating":null,"source":"reviews","reviews":null},{"url":null,"found":false,"label":"Reviews.io","rating":null,"source":"reviews","reviews":null},{"url":null,"found":false,"label":"Feefo","rating":null,"source":"reviews","reviews":null}],"breaches":[],"reasons":[{"text":"Domain registered 20 years ago","source":"rdap"},{"text":"Pages read: about, terms, privacy","source":"website"},{"text":"Support email: requesttodelete@ottoinsurance.com","source":"website"},{"text":"Support phone: +1 800-439-6886","source":"website"},{"text":"Domain is locked against transfer at the registrar","source":"rdap"},{"text":"Site first archived 15 years ago","source":"wayback"},{"text":"No known company data breach","source":"hibp"},{"text":"No malware or phishing warnings","source":"safe_browsing"},{"text":"Social presence on 4 platforms: facebook, linkedin, x, youtube; largest audience 123,000 subscribers on youtube","source":"social"},{"text":"YouTube channel with 123,000 subscribers, 827 videos, last upload 2026-09-30","source":"social"},{"text":"Trustpilot: rated 1.5 from 70 reviews","source":"reviews"},{"text":"Real visitors since 2021-02 or earlier","source":"crux"}],"concerns":[{"text":"No DMARC record: sender domain can be spoofed","source":"dns"},{"text":"Trustpilot: rated 1.5 from 70 reviews","source":"reviews"}],"evidence":[{"source":"bbb","ok":true,"fetched_at":"2026-10-02T15:54:48.005423+00:00","error":null},{"source":"crux","ok":true,"fetched_at":"2026-10-02T15:54:46.317144+00:00","error":null},{"source":"dns","ok":true,"fetched_at":"2026-10-02T15:54:46.779015+00:00","error":null},{"source":"final_check","ok":true,"fetched_at":"2026-10-10T04:03:13.454279+00:00","error":null},{"source":"hibp","ok":true,"fetched_at":"2026-10-02T15:54:46.585622+00:00","error":null},{"source":"homepage","ok":true,"fetched_at":"2026-10-02T15:54:47.276981+00:00","error":null},{"source":"ico","ok":false,"fetched_at":"2026-10-02T15:54:46.316437+00:00","error":null},{"source":"radar","ok":true,"fetched_at":"2026-10-02T15:54:46.750234+00:00","error":null},{"source":"rdap","ok":true,"fetched_at":"2026-10-02T15:54:46.486210+00:00","error":null},{"source":"registry","ok":false,"fetched_at":"2026-10-02T15:54:47.636061+00:00","error":null},{"source":"reviews","ok":true,"fetched_at":"2026-10-02T15:54:47.312372+00:00","error":null},{"source":"safe_browsing","ok":true,"fetched_at":"2026-10-02T15:54:46.452505+00:00","error":null},{"source":"social","ok":true,"fetched_at":"2026-10-02T15:54:48.048983+00:00","error":null},{"source":"wayback","ok":true,"fetched_at":"2026-10-03T15:55:02.864818+00:00","error":null},{"source":"website","ok":true,"fetched_at":"2026-10-10T04:03:09.899341+00:00","error":null},{"source":"wikipedia","ok":true,"fetched_at":"2026-10-02T15:54:47.234862+00:00","error":null}],"cost":{"gathering":0.02226,"score":0.00161,"total":0.02387},"claimed":false,"claimed_at":null,"summary_text":"ottoinsurance.com's website address was registered 20 years ago, and is locked against transfer to someone else. Be cautious: its 70 reviews on Trustpilot average only 1.5 stars out of 5.","context":"Important context: Truth Signal weighs public evidence about this business. A high score means strong evidence that the business is established and legitimate, not a promise that it is safe to buy from or that every purchase will go well. A low score means the evidence is thin or raises concerns, not that the business is unsafe or a scam.","sections":[["Positives","good",[{"text":"Domain registered 20 years ago","source":"rdap","plain":true}]],["Be cautious","bad",[{"text":"A low number of independent reviews (70 on Trustpilot), but it falls short with only 1.5 stars out of 5","source":"reviews","plain":false}]]],"missing":[],"page":{"rows":[["Who they are","registry","Company details","building","Based in the US; serves the US","info"],["Who they are","rdap","Domain registration","clock","Its website address was registered 20 years ago","good"],["Who they are","website","Website details","globe","We read 3 of its pages: about, terms and privacy","good"],["Reputation and track record","reviews","Customer reviews","star","Rated 1.5 stars out of 5 from 70 reviews on Trustpilot","bad"],["Reputation and track record","crux","Visitor traffic","eye","Real people have visited its website since February 2021 or earlier","info"],["Reputation and track record","wayback","Web history and authority","history","The Internet Archive first saved a copy of its website 15 years ago","good"],["Reputation and track record","social","Social presence","users","It is on 4 social media platforms (Facebook, LinkedIn, X and YouTube); the largest audience is 123,000 subscribers on YouTube","good"],["Safety","safe_browsing","Malware and phishing","bug","Google Safe Browsing shows no malware or phishing warnings for its website","good"],["Safety","hibp","Data breach history","lock","No known data breach involving the company","good"],["Safety","dns","Domain and email security","shield-check","Its email is not protected: anyone could send mail pretending to be it","good"]],"tally":"1 be cautious · 7 clear · 2 for information","held":null,"satisfaction":[["Trustpilot","1.5","70 reviews",false]],"found":{"registry":[],"rdap":[["Its website address is locked against being transferred to someone else","good"]],"website":[["Company contact email is available","good"],["Company contact phone number is available","good"]],"reviews":[],"crux":[],"wayback":[],"social":[["Its YouTube channel has 123,000 subscribers and 827 videos, the latest uploaded on 30 Sep 2026","good"]],"safe_browsing":[],"hibp":[],"dns":[]},"provided":[],"sections":[["Positives","good",[{"text":"Its website address was registered 20 years ago","source":"rdap"}]],["Be cautious","bad",[{"text":"A low number of independent reviews (70 on Trustpilot), but it falls short with only 1.5 stars out of 5","source":"reviews"}]]]},"answer":"Is ottoinsurance.com legit and trustworthy? Truth score 54 out of 100, mixed truth signals: 7 of 10 public checks clear, 1 to be cautious about, 2 for information. Legitimacy confidence: mixed. Customer satisfaction: mostly dissatisfied.","citation":{"source":"Truth Signal","url":"https://truthsignal.com/business/ottoinsurance.com","assessed_at":"2026-10-10T04:03:13.770805+00:00","licence":"CC BY 4.0","licence_url":"https://creativecommons.org/licenses/by/4.0/","cite_as":"Truth Signal, Otto Insurance: truth score 54 out of 100, legitimacy confidence Medium, assessed 2026-10-10, https://truthsignal.com/business/ottoinsurance.com"}}