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We're fully digital and powered by Santander, one of the largest banks † in the world by customer deposits.","question":"In their own words"}],"reviews":[{"url":"https://www.trustpilot.com/review/openbank.us","found":true,"label":"Trustpilot","rating":1.4,"source":"reviews","reviews":97},{"url":null,"found":false,"label":"SmartCustomer","rating":null,"source":"reviews","reviews":null},{"url":null,"found":false,"label":"G2","rating":null,"source":"reviews","reviews":null},{"url":null,"found":false,"label":"Capterra","rating":null,"source":"reviews","reviews":null},{"url":null,"found":false,"label":"Reviews.io","rating":null,"source":"reviews","reviews":null},{"url":null,"found":false,"label":"Feefo","rating":null,"source":"reviews","reviews":null}],"breaches":[],"reasons":[{"text":"Pages read: contact, about, terms, privacy","source":"website"},{"text":"Site first archived 2 years ago","source":"wayback"},{"text":"Social presence on 5 platforms: facebook, instagram, linkedin, x, youtube; largest audience 5,962 followers on linkedin","source":"social"},{"text":"Support phone: +1 833-833-8305","source":"website"},{"text":"Email authentication configured: SPF, DMARC (reject), DKIM","source":"dns"},{"text":"No known company data breach","source":"hibp"},{"text":"No malware or phishing warnings","source":"safe_browsing"},{"text":"YouTube channel with 5,280 subscribers, 184 videos, last upload 2026-09-21","source":"social"},{"text":"Trustpilot: rated 1.4 from 97 reviews","source":"reviews"},{"text":"Real visitor traffic in 23 of the last 24 months (Chrome usage data)","source":"crux"},{"text":"Among the 200,000 most-visited sites on the internet (Cloudflare Radar)","source":"radar"}],"concerns":[{"text":"Trustpilot: rated 1.4 from 97 reviews","source":"reviews"}],"evidence":[{"source":"bbb","ok":true,"fetched_at":"2026-10-05T15:22:47.980812+00:00","error":null},{"source":"crux","ok":true,"fetched_at":"2026-10-05T15:22:45.719494+00:00","error":null},{"source":"dns","ok":true,"fetched_at":"2026-10-05T15:22:45.781107+00:00","error":null},{"source":"final_check","ok":true,"fetched_at":"2026-10-12T21:04:05.184718+00:00","error":null},{"source":"hibp","ok":true,"fetched_at":"2026-10-05T15:22:45.983132+00:00","error":null},{"source":"homepage","ok":true,"fetched_at":"2026-10-05T15:22:46.144976+00:00","error":null},{"source":"ico","ok":true,"fetched_at":"2026-10-05T15:22:47.124362+00:00","error":null},{"source":"radar","ok":true,"fetched_at":"2026-10-05T15:22:46.290078+00:00","error":null},{"source":"rdap","ok":false,"fetched_at":"2026-10-06T15:22:48.716779+00:00","error":null},{"source":"registry","ok":true,"fetched_at":"2026-10-05T15:22:47.621725+00:00","error":null},{"source":"reviews","ok":true,"fetched_at":"2026-10-05T15:22:47.622270+00:00","error":null},{"source":"safe_browsing","ok":true,"fetched_at":"2026-10-05T15:22:45.845101+00:00","error":null},{"source":"social","ok":true,"fetched_at":"2026-10-05T15:22:47.594661+00:00","error":null},{"source":"wayback","ok":true,"fetched_at":"2026-10-07T15:56:51.237094+00:00","error":null},{"source":"website","ok":true,"fetched_at":"2026-10-12T21:03:55.361195+00:00","error":null},{"source":"wikipedia","ok":true,"fetched_at":"2026-10-05T15:22:47.259327+00:00","error":null}],"cost":{"gathering":0.02136,"score":0.00161,"total":0.02297},"claimed":false,"claimed_at":null,"summary_text":"We read 4 of its pages: contact, about, terms and privacy. The Internet Archive first saved a copy of its website 2 years ago. It is on 5 social media platforms (Facebook, Instagram, LinkedIn, X and YouTube), with its largest audience of 5,962 followers on LinkedIn. Be cautious: its 97 reviews on Trustpilot average only 1.4 stars out of 5. We could not find when its domain was registered, how long it has been in business or an email address.","context":"Important context: Truth Signal weighs public evidence about this business. A high score means strong evidence that the business is established and legitimate, not a promise that it is safe to buy from or that every purchase will go well. A low score means the evidence is thin or raises concerns, not that the business is unsafe or a scam.","sections":[["Positives","good",[{"text":"Pages read: contact, about, terms, privacy","source":"website","plain":true},{"text":"Site first archived 2 years ago","source":"wayback","plain":true},{"text":"Social presence on 5 platforms: facebook, instagram, linkedin, x, youtube; largest audience 5,962 followers on linkedin","source":"social","plain":true}]],["Be cautious","bad",[{"text":"A low number of independent reviews (97 on Trustpilot), but it falls short with only 1.4 stars out of 5","source":"reviews","plain":false}]],["Not found","none",[{"text":"Domain registration information was not found from our checks.","source":"rdap","plain":false},{"text":"Years in business information was not found from our checks.","source":"registry","plain":false},{"text":"Email address information was not found from our checks.","source":"website","plain":false}]]],"missing":[],"page":{"rows":[["Who they are","registry","Company details","building","Based in the US; serves the US","info"],["Who they are","rdap","Domain registration","clock","We were unable to find out when its domain was registered.","none"],["Who they are","website","Website details","globe","We read 4 of its pages: contact, about, terms and privacy","good"],["Reputation and track record","reviews","Customer reviews","star","Rated 1.4 stars out of 5 from 97 reviews on Trustpilot","bad"],["Reputation and track record","crux","Visitor traffic","eye","Real people visited its website in 23 of the last 24 months (Google Chrome usage data)","info"],["Reputation and track record","wayback","Web history and authority","history","The Internet Archive first saved a copy of its website 2 years ago","good"],["Reputation and track record","social","Social presence","users","It is on 5 social media platforms (Facebook, Instagram, LinkedIn, X and YouTube); the largest audience is 5,962 followers on LinkedIn","good"],["Safety","safe_browsing","Malware and phishing","bug","Google Safe Browsing shows no malware or phishing warnings for its website","good"],["Safety","hibp","Data breach history","lock","No known data breach involving the company","good"],["Safety","dns","Domain and email security","shield-check","Its email is protected: mail forged in its name is blocked","good"]],"tally":"1 be cautious · 6 clear · 1 not found · 2 for information","held":null,"satisfaction":[["Trustpilot","1.4","97 reviews",false]],"found":{"registry":[],"rdap":[],"website":[["Company contact phone number is available","good"]],"reviews":[],"crux":[["It is among the 200,000 most-visited sites on the internet (Cloudflare Radar)","good"]],"wayback":[],"social":[["Its YouTube channel has 5,280 subscribers and 184 videos, the latest uploaded on 21 Sep 2026","good"]],"safe_browsing":[],"hibp":[],"dns":[]},"provided":[],"sections":[["Positives","good",[{"text":"We read 4 of its pages: contact, about, terms and privacy","source":"website"},{"text":"The Internet Archive first saved a copy of its website 2 years ago","source":"wayback"},{"text":"It is on 5 social media platforms (Facebook, Instagram, LinkedIn, X and YouTube); the largest audience is 5,962 followers on LinkedIn","source":"social"}]],["Be cautious","bad",[{"text":"A low number of independent reviews (97 on Trustpilot), but it falls short with only 1.4 stars out of 5","source":"reviews"}]],["Not found","none",[{"text":"Domain registration information was not found from our checks.","source":"rdap"},{"text":"Years in business information was not found from our checks.","source":"registry"},{"text":"Email address information was not found from our checks.","source":"website"}]]]},"answer":"Is openbank.us legit and trustworthy? Truth score 36 out of 100, low truth signals: 6 of 10 public checks clear, 1 to be cautious about, 1 not found, 2 for information. Legitimacy confidence: low. Customer satisfaction: mostly dissatisfied.","citation":{"source":"Truth Signal","url":"https://truthsignal.com/business/openbank.us","assessed_at":"2026-10-12T21:04:05.476278+00:00","licence":"CC BY 4.0","licence_url":"https://creativecommons.org/licenses/by/4.0/","cite_as":"Truth Signal, Openbank Usa: truth score 36 out of 100, legitimacy confidence Low, assessed 2026-10-12, https://truthsignal.com/business/openbank.us"}}