{"domain":"onepay.com","kind":"business","slug":null,"name":"One Finance, Inc.","jurisdiction":null,"company_number":null,"assessed_at":"2026-10-13T03:04:00.831030+00:00","checked_at":"2026-10-13T03:04:00.444037+00:00","checking":false,"collection":[{"source":"bbb","last_attempt_at":"2026-10-05T15:27:59.931473+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:59.931473+00:00","deferred":false},{"source":"crux","last_attempt_at":"2026-10-05T15:27:50.706886+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:50.706886+00:00","deferred":false},{"source":"dns","last_attempt_at":"2026-10-05T15:27:50.809161+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:50.809161+00:00","deferred":false},{"source":"final_check","last_attempt_at":"2026-10-13T03:04:00.444037+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-13T03:04:00.444037+00:00","deferred":false},{"source":"hibp","last_attempt_at":"2026-10-05T15:27:50.998336+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:50.998336+00:00","deferred":false},{"source":"homepage","last_attempt_at":"2026-10-05T15:27:52.643942+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:52.643942+00:00","deferred":false},{"source":"ico","last_attempt_at":"2026-10-05T15:27:52.553762+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:52.553762+00:00","deferred":false},{"source":"radar","last_attempt_at":"2026-10-05T15:27:51.192915+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:51.192915+00:00","deferred":false},{"source":"rdap","last_attempt_at":"2026-10-05T15:27:50.902228+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:50.902228+00:00","deferred":false},{"source":"registry","last_attempt_at":"2026-10-05T15:27:53.093073+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:53.093073+00:00","deferred":false},{"source":"reviews","last_attempt_at":"2026-10-05T15:27:52.948503+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:52.948503+00:00","deferred":false},{"source":"safe_browsing","last_attempt_at":"2026-10-05T15:27:50.853174+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:50.853174+00:00","deferred":false},{"source":"social","last_attempt_at":"2026-10-05T15:27:53.204316+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:53.204316+00:00","deferred":false},{"source":"wayback","last_attempt_at":"2026-10-05T15:27:52.627359+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:52.627359+00:00","deferred":false},{"source":"website","last_attempt_at":"2026-10-13T03:03:52.932451+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-13T03:03:52.932451+00:00","deferred":false},{"source":"wikipedia","last_attempt_at":"2026-10-05T15:27:52.496572+00:00","last_attempt_ok":true,"last_attempt_error":null,"last_success_at":"2026-10-05T15:27:52.496572+00:00","deferred":false}],"purchase_confidence":"HIGH","truth_score":80,"warning":null,"customer_satisfaction":null,"judgement":{"model":null,"reason":null,"answers":{"purchase_safety":0.87,"business_legitimacy":0.74,"established_history":0.93,"identity_consistency":0.58,"independent_reputation":0.85,"real_customer_evidence":0.84},"warning_fact":null,"warning_effect":null,"enough_evidence":0.82,"customer_satisfaction":null},"points":{"dns":[{"label":"MX records","value":true},{"label":"SPF record","value":true},{"label":"DKIM key","value":true},{"label":"DMARC record","value":true},{"label":"DMARC policy","value":"reject"},{"label":"Nameservers","value":"addilyn.ns.cloudflare.com, bradley.ns.cloudflare.com"},{"label":"Address","value":"15.197.167.90, 3.33.186.135"},{"label":"Certificate issuer","value":"Let's Encrypt"},{"label":"Certificate type","value":"DV"},{"label":"Certificate expires","value":"2026-12-12"}],"crux":[{"label":"Popularity among Chrome users","value":"top 100,000 sites"},{"label":"First known user traffic","value":"2025-03"},{"label":"Months with real traffic, of the last 24","value":18},{"label":"Traffic pattern","value":"sustained"},{"label":"Rank jump in the last 12 months","value":"top 500,000 to top 50,000 by 2025-10"},{"label":"Rank drop in the last 12 months","value":"none"},{"label":"Popularity across the internet","value":"top 100,000 sites"}],"hibp":[{"label":"Known data breaches found","value":0}],"rdap":[{"label":"Domain age","value":"27 years"},{"label":"Domain transfer lock enabled","value":true}],"social":[{"label":"Social platforms with discovered profiles","value":["facebook","instagram","linkedin","x","youtube"]},{"label":"Facebook page","value":true},{"label":"Instagram page","value":true},{"label":"TikTok page","value":null},{"label":"YouTube page","value":true},{"label":"LinkedIn page","value":true},{"label":"X page","value":true},{"label":"Social follower counts","value":{"total":73568}},{"label":"YouTube channel","value":{"videos":28,"subscribers":1890,"last_upload":"2026-09-24"}}],"reviews":[{"label":"Independent review platforms","value":1},{"label":"Independent review platform rating","value":null},{"label":"Trustpilot review count","value":18573}],"wayback":[{"label":"Website archive history","value":"22 years"},{"label":"Wikipedia page","value":"no"}],"website":[{"label":"HTTPS enabled","value":true},{"label":"Contact email or contact form available","value":true},{"label":"Contact phone number found","value":true},{"label":"Terms page found","value":true},{"label":"Contact page found","value":true},{"label":"Privacy page found","value":true},{"label":"Returns page found","value":null},{"label":"Shipping page found","value":true},{"label":"Sources agreeing on postcode","value":null}],"registry":[{"label":"Company found in official company register","value":null},{"label":"Registered company name","value":null},{"label":"Company status","value":null},{"label":"Company status detail","value":null},{"label":"Company age","value":null},{"label":"Registered address","value":null},{"label":"Accounts overdue","value":null},{"label":"Confirmation statement overdue","value":null},{"label":"Insolvency history","value":null},{"label":"Registered office in dispute","value":null},{"label":"Filing history consistent","value":null},{"label":"Whether registered company activity matches the website","value":null},{"label":"ICO data-protection fee payer","value":null},{"label":"Better Business Bureau profile","value":"Found"},{"label":"BBB rating","value":"A+"},{"label":"BBB accredited","value":false},{"label":"BBB complaints closed in three years","value":876},{"label":"BBB complaints closed in twelve months","value":515},{"label":"BBB complaints resolved to the customer's satisfaction","value":93},{"label":"BBB complaint types","value":["Product Issues: 286","Service or Repair Issues: 238","Billing Issues: 221","Sales and Advertising Issues: 67","Customer Service Issues: 37","Order Issues: 18","Delivery Issues: 9"]},{"label":"BBB customer reviews","value":265},{"label":"BBB business started","value":"2020-12-04"},{"label":"BBB file opened","value":"2024-07-11"},{"label":"Companies House registration","value":"N/A, not a UK company"},{"label":"Data protection registration (ICO)","value":"N/A, not a UK company"},{"label":"VAT number","value":"N/A"},{"label":"Where the company is based","value":"US"},{"label":"Why we believe that","value":["its phone number starts +1","its postcode is a US zip code","its Better Business Bureau profile is a US listing"]},{"label":"Which countries the company serves","value":["US"]},{"label":"Why we believe that","value":["$ prices on its homepage","its structured data names the area it serves"]}],"wikipedia":[{"label":"Wikipedia page about the company","value":null},{"label":"Founding year and place as the encyclopaedia states it","value":null},{"label":"Headcount as the encyclopaedia states it, with its year","value":null},{"label":"Revenue as the encyclopaedia states it, with its year","value":null},{"label":"Parent company","value":null}],"safe_browsing":[{"label":"Malware or phishing threat status","value":[]}]},"links":{"website":[{"label":"homepage","url":"https://onepay.com/"},{"label":"legal","url":"https://onepay.com/legal"},{"label":"shipping","url":"https://onepay.com/shipping"},{"label":"legal/privacy-policies","url":"https://onepay.com/legal/privacy-policies"}],"social":[{"label":"facebook","url":"https://www.facebook.com/joinonepay","followers":null,"metric":null,"via":"site"},{"label":"instagram","url":"https://www.instagram.com/joinonepay/","followers":67000,"metric":"followers","via":"site"},{"label":"x","url":"https://x.com/joinonepay","followers":4678,"metric":"followers","via":"site"},{"label":"linkedin","url":"https://www.linkedin.com/company/joinonepay","followers":null,"metric":null,"via":"site"},{"label":"youtube","url":"https://www.youtube.com/@OnePay","followers":1890,"metric":"subscribers","via":"site"},{"label":"tiktok","url":null,"followers":null,"metric":null,"via":null}],"reviews":[{"label":"Trustpilot","url":"https://www.trustpilot.com/review/onepay.com"}],"registry":[{"label":"BBB profile","url":"https://www.bbb.org/us/ny/new-york/profile/financial-technology/onepay-0121-87174523"}]},"summary":{"icon":"https://onepay.com/favicon.ico?favicon.0etdb2bzxrdcx.ico","logo":null,"based":"US","email":"support@onepay.com","image":"https://images.ctfassets.net/e3a511gf6wvh/0ULSOJzwUX4jcd2a0YF7W/3795aa7f6aa92e00e7c91370a94a4ec5/Image.png?w=1200&fm=jpg&q=80","phone":"+1 855-830-6200","title":"OnePay | Mobile banking to send, spend, borrow, build credit, earn rewards.","years":"27 years","rating":null,"serves":["US"],"address":"P.O. Box 513717, Los Angeles, CA 90051","reviews":18573,"contact_url":null,"description":"Save, spend, and grow your money — all in one place.","final_check":["policy_contact"],"address_note":null,"contact_form":null,"reviews_source":"Trustpilot","reviews_total":18573},"pages":{"shipping":"https://onepay.com/shipping","terms":"https://onepay.com/legal","privacy":"https://onepay.com/legal/privacy-policies"},"answers":null,"reviews":[{"url":"https://www.trustpilot.com/review/onepay.com","found":true,"label":"Trustpilot","rating":null,"source":"reviews","reviews":18573},{"url":null,"found":false,"label":"SmartCustomer","rating":null,"source":"reviews","reviews":null},{"url":null,"found":false,"label":"G2","rating":null,"source":"reviews","reviews":null},{"url":null,"found":false,"label":"Capterra","rating":null,"source":"reviews","reviews":null},{"url":null,"found":false,"label":"Reviews.io","rating":null,"source":"reviews","reviews":null},{"url":null,"found":false,"label":"Feefo","rating":null,"source":"reviews","reviews":null}],"breaches":[],"reasons":[{"text":"Pages read: shipping, terms, privacy","source":"website"},{"text":"Domain registered 27 years ago","source":"rdap"},{"text":"No malware or phishing warnings","source":"safe_browsing"},{"text":"Trustpilot: 18,573 reviews","source":"reviews"},{"text":"Support email: support@onepay.com","source":"website"},{"text":"Support phone: +1 855-830-6200","source":"website"},{"text":"Email authentication configured: SPF, DMARC (reject), DKIM","source":"dns"},{"text":"Domain is locked against transfer at the registrar","source":"rdap"},{"text":"Site first archived 22 years ago","source":"wayback"},{"text":"No known company data breach","source":"hibp"},{"text":"Social presence on 5 platforms: facebook, instagram, linkedin, x, youtube; largest audience 67,000 followers on instagram","source":"social"},{"text":"YouTube channel with 1,890 subscribers, 28 videos, last upload 2026-09-24","source":"social"},{"text":"Better Business Bureau: rated A+, not accredited; 876 complaints closed in three years, 93 of them resolved to the customer's satisfaction","source":"bbb"},{"text":"Real visitor traffic in 18 of the last 24 months (Chrome usage data)","source":"crux"},{"text":"Among the 100,000 most-visited sites on the internet (Cloudflare Radar)","source":"radar"}],"concerns":[{"text":"Popularity jumped from top 500,000 to top 50,000 by 2025-10: a burst of traffic, not a track record","source":"crux"}],"evidence":[{"source":"bbb","ok":true,"fetched_at":"2026-10-05T15:27:59.931473+00:00","error":null},{"source":"crux","ok":true,"fetched_at":"2026-10-05T15:27:50.706886+00:00","error":null},{"source":"dns","ok":true,"fetched_at":"2026-10-05T15:27:50.809161+00:00","error":null},{"source":"final_check","ok":true,"fetched_at":"2026-10-13T03:04:00.444037+00:00","error":null},{"source":"hibp","ok":true,"fetched_at":"2026-10-05T15:27:50.998336+00:00","error":null},{"source":"homepage","ok":true,"fetched_at":"2026-10-05T15:27:52.643942+00:00","error":null},{"source":"ico","ok":true,"fetched_at":"2026-10-05T15:27:52.553762+00:00","error":null},{"source":"radar","ok":true,"fetched_at":"2026-10-05T15:27:51.192915+00:00","error":null},{"source":"rdap","ok":true,"fetched_at":"2026-10-05T15:27:50.902228+00:00","error":null},{"source":"registry","ok":true,"fetched_at":"2026-10-05T15:27:53.093073+00:00","error":null},{"source":"reviews","ok":true,"fetched_at":"2026-10-05T15:27:52.948503+00:00","error":null},{"source":"safe_browsing","ok":true,"fetched_at":"2026-10-05T15:27:50.853174+00:00","error":null},{"source":"social","ok":true,"fetched_at":"2026-10-05T15:27:53.204316+00:00","error":null},{"source":"wayback","ok":true,"fetched_at":"2026-10-05T15:27:52.627359+00:00","error":null},{"source":"website","ok":true,"fetched_at":"2026-10-13T03:03:52.932451+00:00","error":null},{"source":"wikipedia","ok":true,"fetched_at":"2026-10-05T15:27:52.496572+00:00","error":null}],"cost":{"gathering":0.03159,"score":0.00115,"total":0.03274},"claimed":false,"claimed_at":null,"summary_text":"We read 3 of its pages: delivery, terms and privacy. Its website address was registered 27 years ago, and is locked against transfer to someone else. It has 18,573 reviews on Trustpilot. Google Safe Browsing shows no malware or phishing warnings for its website. We could not find a customer rating.","context":"Important context: Truth Signal weighs public evidence about this business. A high score means strong evidence that the business is established and legitimate, not a promise that it is safe to buy from or that every purchase will go well. A low score means the evidence is thin or raises concerns, not that the business is unsafe or a scam.","sections":[["Positives","good",[{"text":"Pages read: shipping, terms, privacy","source":"website","plain":true},{"text":"Domain registered 27 years ago","source":"rdap","plain":true},{"text":"Trustpilot: 18,573 reviews","source":"reviews","plain":true},{"text":"No malware or phishing warnings","source":"safe_browsing","plain":true}]],["Not found","none",[{"text":"Rating information was not found from our checks.","source":"reviews","plain":false}]]],"missing":[],"page":{"rows":[["Who they are","registry","Company details","building","Based in the US; serves the US · BBB rating A+","info"],["Who they are","rdap","Domain registration","clock","Its website address was registered 27 years ago","good"],["Who they are","website","Website details","globe","We read 3 of its pages: delivery, terms and privacy","good"],["Reputation and track record","reviews","Customer reviews","star","18,573 reviews on Trustpilot","good"],["Reputation and track record","crux","Visitor traffic","eye","Its visitor numbers jumped suddenly into the top 50,000 websites by October 2025: a burst of traffic rather than a steady history","info"],["Reputation and track record","wayback","Web history and authority","history","The Internet Archive first saved a copy of its website 22 years ago","good"],["Reputation and track record","social","Social presence","users","It is on 5 social media platforms (Facebook, Instagram, LinkedIn, X and YouTube); the largest audience is 67,000 followers on Instagram","good"],["Safety","safe_browsing","Malware and phishing","bug","Google Safe Browsing shows no malware or phishing warnings for its website","good"],["Safety","hibp","Data breach history","lock","No known data breach involving the company","good"],["Safety","dns","Domain and email security","shield-check","Its email is protected: mail forged in its name is blocked","good"]],"tally":"8 clear · 2 for information","held":null,"satisfaction":[["BBB","A+","93 of 876 resolved",false]],"found":{"registry":[["The Better Business Bureau rates it A+, and does not accredit it; 93 of its 876 complaints closed in three years were resolved to the customer's satisfaction","good"]],"rdap":[["Its website address is locked against being transferred to someone else","good"]],"website":[["Company contact email is available","good"],["Company contact phone number is available","good"]],"reviews":[],"crux":[["Real people visited its website in 18 of the last 24 months (Google Chrome usage data)","good"],["It is among the 100,000 most-visited sites on the internet (Cloudflare Radar)","good"]],"wayback":[],"social":[["Its YouTube channel has 1,890 subscribers and 28 videos, the latest uploaded on 24 Sep 2026","good"]],"safe_browsing":[],"hibp":[],"dns":[]},"provided":[],"sections":[["Positives","good",[{"text":"We read 3 of its pages: delivery, terms and privacy","source":"website"},{"text":"Its website address was registered 27 years ago","source":"rdap"},{"text":"18,573 reviews on Trustpilot","source":"reviews"},{"text":"Google Safe Browsing shows no malware or phishing warnings for its website","source":"safe_browsing"}]],["Not found","none",[{"text":"Rating information was not found from our checks.","source":"reviews"}]]]},"answer":"Is onepay.com legit and trustworthy? Truth score 80 out of 100, high truth signals: 8 of 10 public checks clear, 2 for information. Legitimacy confidence: high. Customer satisfaction: not enough reviews to say.","citation":{"source":"Truth Signal","url":"https://truthsignal.com/business/onepay.com","assessed_at":"2026-10-13T03:04:00.831030+00:00","licence":"CC BY 4.0","licence_url":"https://creativecommons.org/licenses/by/4.0/","cite_as":"Truth Signal, OnePay: truth score 80 out of 100, legitimacy confidence High, assessed 2026-10-13, https://truthsignal.com/business/onepay.com"}}