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Its website address was registered 28 years ago, and is locked against transfer to someone else. It is on 6 social media platforms (Facebook, Instagram, LinkedIn, TikTok, X and YouTube), with its largest audience of 143,734 followers on Facebook. Customers have left 73,684 reviews on Trustpilot, averaging 4.0 stars out of 5. The postcode on its website matches its registered office. No malware or phishing warnings found for its website.","context":"Important context: Truth Signal weighs public evidence about this business. A high score means strong evidence that the business is established and legitimate, not a promise that it is safe to buy from or that every purchase will go well. A low score means the evidence is thin or raises concerns, not that the business is unsafe or a scam.","sections":[["Positives","good",[{"text":"GB registered company (active), incorporated 11 years ago","source":"companies_house","plain":true},{"text":"Domain registered 28 years ago","source":"rdap","plain":true},{"text":"Social presence on 6 platforms: facebook, instagram, linkedin, tiktok, x, youtube; largest audience 143,734 followers on facebook","source":"social","plain":true},{"text":"Excellent independent reputation: 73,684 reviews on Trustpilot, rated 4.0 stars out of 5","source":"reviews","plain":false},{"text":"Address consistent across 2 independent sources","source":"facts","plain":true},{"text":"No malware or phishing warnings","source":"safe_browsing","plain":true}]]],"missing":[],"page":{"rows":[["Who they are","registry","Company details","building","An active UK company registered at Companies House, set up 11 years ago","good"],["Who they are","rdap","Domain registration","clock","Its website address was registered 28 years ago","good"],["Who they are","website","Website details","globe","We read 3 of its pages: about, terms and privacy","good"],["Reputation and track record","reviews","Customer reviews","star","Rated 4.0 stars out of 5 from 73,684 reviews on Trustpilot","good"],["Reputation and track record","appstore","App Store","smartphone","Its app, Monzo Bank - Mobile Banking, is on Apple's App Store, rated 4.9 out of 5 from 364,714 ratings. App ratings are not counted as reviews.","info"],["Reputation and track record","crux","Visitor traffic","eye","Real people visited its website in 24 of the last 24 months","info"],["Reputation and track record","wayback","Web history and authority","history","The Internet Archive first saved a copy of its website 27 years ago","good"],["Reputation and track record","social","Social presence","users","It is on 6 social media platforms (Facebook, Instagram, LinkedIn, TikTok, X and YouTube); the largest audience is 143,734 followers on Facebook","good"],["Safety","safe_browsing","Malware and phishing","bug","No malware or phishing warnings found for its website","good"],["Safety","hibp","Data breach history","lock","No known data breach involving the company","good"],["Safety","dns","Domain and email security","shield-check","Its email is protected: mail forged in its name is blocked","good"]],"tally":"9 clear · 2 for information","held":null,"satisfaction":[["Trustpilot","4","73,684 reviews",false],["App Store","4.9","364,714 ratings",true]],"found":{"registry":[["Its registered office at Companies House is Broadwalk House, 5 Appold Street, London, EC2A 2AG, England","good"],["Its latest accounts at Companies House run to 31 March 2026","good"],["Its directors and owners are named at Companies House","good"],["It has filed at Companies House regularly for the last five years, with no gap longer than 15 months","good"]],"rdap":[["Its website address is locked against being transferred to someone else","good"]],"website":[["Company contact email is available","good"],["Company contact phone number is available","good"]],"reviews":[],"appstore":[],"crux":[["Real people have visited its website since February 2021 or earlier","good"],["It is among the 20,000 most-visited sites on the internet (Cloudflare Radar)","good"]],"wayback":[],"social":[["Its YouTube channel has 15,400 subscribers and 116 videos, the latest uploaded on 28 Sep 2026","good"]],"safe_browsing":[],"hibp":[],"dns":[]},"provided":[],"sections":[["Positives","good",[{"text":"An active UK company registered at Companies House, set up 11 years ago","source":"companies_house"},{"text":"Its website address was registered 28 years ago","source":"rdap"},{"text":"It is on 6 social media platforms (Facebook, Instagram, LinkedIn, TikTok, X and YouTube); the largest audience is 143,734 followers on Facebook","source":"social"},{"text":"Excellent independent reputation: 73,684 reviews on Trustpilot, rated 4.0 stars out of 5","source":"reviews"},{"text":"The postcode on its website matches its registered office at Companies House","source":"facts"},{"text":"No malware or phishing warnings found for its website","source":"safe_browsing"}]]]},"answer":"Is monzo.com legit and trustworthy? Truth score 97 out of 100, high truth signals: 9 of 11 public checks clear, 2 for information. Legitimacy confidence: high. Customer satisfaction: mostly satisfied.","advisory":null,"citation":{"source":"Truth Signal","url":"https://truthsignal.com/business/monzo.com","assessed_at":"2026-10-24T10:58:34.030969+00:00","licence":"CC BY 4.0","licence_url":"https://creativecommons.org/licenses/by/4.0/","cite_as":"Truth Signal, Monzo: truth score 97 out of 100, legitimacy confidence High, assessed 2026-10-24, https://truthsignal.com/business/monzo.com"}}