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Personal loans, debt consolidation, home improvement loans, high-yield savings & CDs. Happen Bank, formerly LendingClub.","final_check":["policy_about","policy_contact","policy_privacy","policy_terms"],"address_note":null,"contact_form":null,"reviews_source":"Trustpilot","reviews_total":14852},"pages":null,"answers":null,"reviews":[{"url":"https://www.trustpilot.com/review/lendingclub.com","found":true,"label":"Trustpilot","rating":4.0,"source":"reviews","reviews":14834},{"url":"https://www.sitejabber.com/reviews/lendingclub.com","found":true,"label":"SmartCustomer","rating":2.0,"source":"reviews","reviews":14},{"url":null,"found":false,"label":"G2","rating":null,"source":"reviews","reviews":null},{"url":null,"found":false,"label":"Capterra","rating":null,"source":"reviews","reviews":null},{"url":"https://www.reviews.io/company-reviews/store/lendingclub-com","found":true,"label":"Reviews.io","rating":5.0,"source":"reviews","reviews":4},{"url":null,"found":false,"label":"Feefo","rating":null,"source":"reviews","reviews":null}],"breaches":[],"reasons":[{"text":"Support phone: +1 888-596-3157","source":"website"},{"text":"Domain registered 24 years ago","source":"rdap"},{"text":"No malware or phishing warnings","source":"safe_browsing"},{"text":"Social presence on 5 platforms: facebook, instagram, linkedin, x, youtube","source":"social"},{"text":"Email authentication configured: SPF, DMARC (reject), DKIM","source":"dns"},{"text":"Domain is locked against transfer at the registrar","source":"rdap"},{"text":"Site first archived 24 years ago","source":"wayback"},{"text":"No known company data breach","source":"hibp"},{"text":"Reviews.io: rated 5.0 from 4 reviews","source":"reviews"},{"text":"SmartCustomer: rated 2.0 from 14 reviews","source":"reviews"},{"text":"Trustpilot: rated 4.0 from 14,834 reviews","source":"reviews"},{"text":"Better Business Bureau: rated A+, accredited; 969 complaints closed in three years, 105 of them resolved to the customer's satisfaction","source":"bbb"},{"text":"Real visitor traffic in 22 of the last 24 months (Chrome usage data)","source":"crux"},{"text":"Real visitors since 2021-02 or earlier","source":"crux"},{"text":"Among the 200,000 most-visited sites on the internet (Cloudflare Radar)","source":"radar"}],"concerns":[],"evidence":[{"source":"bbb","ok":true,"fetched_at":"2026-10-05T14:37:53.720907+00:00","error":null},{"source":"crux","ok":true,"fetched_at":"2026-10-05T14:37:40.836630+00:00","error":null},{"source":"dns","ok":true,"fetched_at":"2026-10-05T14:37:41.024186+00:00","error":null},{"source":"final_check","ok":true,"fetched_at":"2026-10-10T10:04:11.249931+00:00","error":null},{"source":"hibp","ok":true,"fetched_at":"2026-10-05T14:37:41.197594+00:00","error":null},{"source":"homepage","ok":true,"fetched_at":"2026-10-05T14:37:41.080093+00:00","error":null},{"source":"ico","ok":true,"fetched_at":"2026-10-05T14:37:47.828775+00:00","error":null},{"source":"radar","ok":true,"fetched_at":"2026-10-05T14:37:41.372346+00:00","error":null},{"source":"rdap","ok":true,"fetched_at":"2026-10-05T14:37:41.210060+00:00","error":null},{"source":"registry","ok":true,"fetched_at":"2026-10-05T14:37:48.193074+00:00","error":null},{"source":"reviews","ok":true,"fetched_at":"2026-10-05T14:37:41.748553+00:00","error":null},{"source":"safe_browsing","ok":true,"fetched_at":"2026-10-05T14:37:41.075990+00:00","error":null},{"source":"social","ok":true,"fetched_at":"2026-10-05T14:37:42.964686+00:00","error":null},{"source":"wayback","ok":true,"fetched_at":"2026-10-05T14:37:42.996661+00:00","error":null},{"source":"website","ok":true,"fetched_at":"2026-10-10T10:04:06.074235+00:00","error":null},{"source":"wikipedia","ok":true,"fetched_at":"2026-10-05T14:37:41.714107+00:00","error":null}],"cost":{"gathering":0.06136,"score":0.00115,"total":0.06251},"claimed":false,"claimed_at":null,"summary_text":"lendingclub.com publishes a contact phone number. Its website address was registered 24 years ago, and is locked against transfer to someone else. It is on 5 social media platforms (Facebook, Instagram, LinkedIn, X and YouTube). Customers have left 14,834 reviews on Trustpilot, averaging 4.0 stars out of 5. Customers have left 4 reviews on Reviews.io, averaging 5.0 stars out of 5. Google Safe Browsing shows no malware or phishing warnings for its website. Be cautious: its 14 reviews on SmartCustomer average only 2.0 stars out of 5. We could not find an email address.","context":"Important context: Truth Signal weighs public evidence about this business. A high score means strong evidence that the business is established and legitimate, not a promise that it is safe to buy from or that every purchase will go well. A low score means the evidence is thin or raises concerns, not that the business is unsafe or a scam.","sections":[["Positives","good",[{"text":"Support phone: +1 888-596-3157","source":"website","plain":true},{"text":"Domain registered 24 years ago","source":"rdap","plain":true},{"text":"Social presence on 5 platforms: facebook, instagram, linkedin, x, youtube","source":"social","plain":true},{"text":"Excellent independent reputation: 14,834 reviews on Trustpilot, rated 4.0 stars out of 5","source":"reviews","plain":false},{"text":"A not fully established independent reputation: 4 reviews on Reviews.io, rated 5.0 stars out of 5","source":"reviews","plain":false},{"text":"No malware or phishing warnings","source":"safe_browsing","plain":true}]],["Be cautious","bad",[{"text":"A low number of independent reviews (14 on SmartCustomer), but it falls short with only 2.0 stars out of 5","source":"reviews","plain":false}]],["Not found","none",[{"text":"Email address information was not found from our checks.","source":"website","plain":false}]]],"missing":[],"page":{"rows":[["Who they are","registry","Company details","building","Based in the US; serves the US · BBB rating A+","info"],["Who they are","rdap","Domain registration","clock","Its website address was registered 24 years ago","good"],["Who they are","website","Website details","globe","Company contact phone number is available","good"],["Reputation and track record","reviews","Customer reviews","star","Trustpilot 4.0 stars from 14,834 reviews · SmartCustomer 2.0 stars from 14 reviews","bad"],["Reputation and track record","crux","Visitor traffic","eye","Real people visited its website in 22 of the last 24 months (Google Chrome usage data)","info"],["Reputation and track record","wayback","Web history and authority","history","The Internet Archive first saved a copy of its website 24 years ago","good"],["Reputation and track record","social","Social presence","users","It is on 5 social media platforms (Facebook, Instagram, LinkedIn, X and YouTube)","good"],["Safety","safe_browsing","Malware and phishing","bug","Google Safe Browsing shows no malware or phishing warnings for its website","good"],["Safety","hibp","Data breach history","lock","No known data breach involving the company","good"],["Safety","dns","Domain and email security","shield-check","Its email is protected: mail forged in its name is blocked","good"]],"tally":"1 be cautious · 7 clear · 2 for information","held":null,"satisfaction":[["Trustpilot","4.0","14,834 reviews",false],["SmartCustomer","2.0","14 reviews",false],["Reviews.io","5.0","4 reviews · not counted",true],["BBB","A+","105 of 969 resolved",false]],"found":{"registry":[["The Better Business Bureau rates it A+, and accredits it; 105 of its 969 complaints closed in three years were resolved to the customer's satisfaction","good"]],"rdap":[["Its website address is locked against being transferred to someone else","good"]],"website":[],"reviews":[["Rated 5.0 stars out of 5 from 4 reviews on Reviews.io","good"],["Rated 2.0 stars out of 5 from 14 reviews on SmartCustomer","good"],["Rated 4.0 stars out of 5 from 14,834 reviews on Trustpilot","good"]],"crux":[["Real people have visited its website since February 2021 or earlier","good"],["It is among the 200,000 most-visited sites on the internet (Cloudflare Radar)","good"]],"wayback":[],"social":[],"safe_browsing":[],"hibp":[],"dns":[]},"provided":[],"sections":[["Positives","good",[{"text":"Company contact phone number is available","source":"website"},{"text":"Its website address was registered 24 years ago","source":"rdap"},{"text":"It is on 5 social media platforms (Facebook, Instagram, LinkedIn, X and YouTube)","source":"social"},{"text":"Excellent independent reputation: 14,834 reviews on Trustpilot, rated 4.0 stars out of 5","source":"reviews"},{"text":"A not fully established independent reputation: 4 reviews on Reviews.io, rated 5.0 stars out of 5","source":"reviews"},{"text":"Google Safe Browsing shows no malware or phishing warnings for its website","source":"safe_browsing"}]],["Be cautious","bad",[{"text":"A low number of independent reviews (14 on SmartCustomer), but it falls short with only 2.0 stars out of 5","source":"reviews"}]],["Not found","none",[{"text":"Email address information was not found from our checks.","source":"website"}]]]},"answer":"Is lendingclub.com legit and trustworthy? Truth score 84 out of 100, high truth signals: 7 of 10 public checks clear, 1 to be cautious about, 2 for information. Legitimacy confidence: high. Customer satisfaction: mostly satisfied.","citation":{"source":"Truth Signal","url":"https://truthsignal.com/business/lendingclub.com","assessed_at":"2026-10-10T10:04:11.545332+00:00","licence":"CC BY 4.0","licence_url":"https://creativecommons.org/licenses/by/4.0/","cite_as":"Truth Signal, Happen Bank, formerly LendingClub: truth score 84 out of 100, legitimacy confidence High, assessed 2026-10-10, https://truthsignal.com/business/lendingclub.com"}}